
Irrespective of the identity of the instructing party, the Average Adjuster is bound to act in an impartial and independent manner. The average adjuster shall not make any arbitration award, but merely give his opinion as to how he believes the claims settlement should be effected. Experience shows that this provision has had a litigation-deterring effect, because the assured will often accept the opinion of the average adjuster he has designated himself even if he does not support his claim. The insurer too will normally accept an average adjuster’s decision that is not in his favour.


Andreas L. Nesheim is an experienced average adjuster and marine insurance expert with over 20 years in the maritime and insurance fields. Currently, he works as an Average Adjuster at Norwegian Adjuster, with a strong background in claims management and insurance. Andreas’s education includes a Cand. Jur. degree and certifications in marine insurance and maritime law from Southampton University, as well as training from the Norwegian Military Marine Academy and Coast Guard.
He has also been an active contributor to the Norwegian insurance and maritime communities, serving in volunteer roles such as Leader of the Norwegian Insurance Broker Association's Marine and Energy Committee. Andreas speaks Norwegian and English fluently, with additional skills in German and Italian, establishing him as a respected professional in his field.